Shore to Shore Community Federal Credit Union Go to main content
VISA Rewards
Live Chat
Home > Credit & Loans > Loan Rates

Loan Rates

Vehicle Loans
Recreational Vehicle Loans
Other Recreational
Personal Loans
VISA Credit Cards
Mobile Homes
Home Equity Loans
Mortgage Loans

Vehicle Loans
Effective Date: Tuesday, January 21st, 2025
YearAPR*Term
New Autos 4.74% 48 Months
New Autos 5.24% 60 Months
New Autos 5.49% 72 Months
New Autos 5.74% 84 Months
Used Auto 2020 & newer 5.49% 36 Months
Used Auto 2020 & newer 5.49% 48 Months
Used Auto 2020 & newer 5.49% 60 Months
Used Auto 2020 & newer 5.49% 66 Months
Used Auto 2016 - 2019 5.79% 36 Months
Used Auto 2016 - 2019 6.29% 48 Months
Used Auto 2015 & older 7.29% 36 Months
Classic Cars 7.29% 60 Months
All rates featured are listed ''as low as'' and are subject to credit approval and credit score. Rates and terms subject to change without notice. Please contact Shore to Shore for the latest rates. Some restrictions may apply.
APR * = Annual Percentage Rate
Term shows maximum number of months for loan.

Back to Top

Recreational Vehicles - Boats, RV's, Campers & Travel Trailers
Effective Date: Tuesday, January 21st, 2025
YearAPR*TermMinimum Balance
New 5.99% 60 Months  
New 6.99% 120 Months Minimum amount $15,000
New 6.99% 180 Months Minimum amount $25,000
2016 or newer 6.49% 60 Months  
2016 or newer 7.49% 120 Months Minimum amount $15,000
2016 or newer 7.99% 180 Months Minimum amount $25,000
2015 & Older 6.99% 60 Months  
2015 & Older 8.49% 120 Months Minimum amount $15,000
2015 & Older 8.99% 180 Months Minimum amount $25,000
All rates featured are listed "as low as" and are subject to credit approval and credit score. Rates and terms are subject to change without notice. Please contact Shore to Shore for the latest rates. Some restrictions may apply.
APR * = Annual Percentage Rate
New boats and travel homes may require 10% down.

Back to Top

Other Recreational - Motorcycles, Personal Watercraft & ATVs
Effective Date: Tuesday, January 21st, 2025
TermAPR*
36 Months 5.99%
48 Months 6.24%
60 Months 6.49%
All rates featured are listed ''as low as'' and are subject to credit approval and credit score. Rates and terms subject to change without notice. Please contact Shore to Shore for the latest rates. Some restrictions may apply.
APR = Annual Percentage Rate

Back to Top

Personal Loans
Effective Date: Tuesday, January 21st, 2025
NameAPR*Term
Unsecured Closed End Loan 7.99% 24 Months
Unsecured Closed End Loan 10.99% 48 Months
Unsecured Closed End Loan 11.99% 60 Months
Share Secured 3.00% 60 Months
Share Secured 4.00% 84 Months
Share Secured 5.00% 120 Months
Revolving Line of Credit 12.00%  
Overdraft Protection 12.00%  
All rates featured are listed ''as low as'' and are subject to credit approval and credit score. Share Secured loans are secured with a Primary Share account with ID 0001. Rates and terms subject to change without notice. Please contact Shore to Shore for the latest rates. Some restrictions may apply.
APR * = Annual Percentage Rate

Back to Top

VISA Credit Cards
Effective Date: Tuesday, January 21st, 2025
NameAPR*
VISA 9.99%
All rates featured are listed ''as low as'' and subject to credit approval and credit score. Rates and terms subject to change without notice. Please contact Shore to Shore for the latest rates. Some restrictions may apply.
APR * = Annual Percentage Rate

Back to Top

Mobile Homes (Primary Residence)
Effective Date: Tuesday, January 21st, 2025
TermAPR*
72 Months 6.49%
120 Months 7.74%
180 Months 8.49%
All rates featured are listed ''as low as'' and are subject to credit approval and credit score. Rates and terms subject to change without notice. Please contact Shore to Shore for the latest rates. Some restrictions may apply.
A 25% down payment is required on all Mobile Homes.
APR = Annual Percentage Rate

Back to Top

Home Equity Loans
Effective Date: Tuesday, January 21st, 2025
TermAPR*
60 Months 6.50%
120 Months 6.75%
180 Months 7.00%
All rates featured are listed ''as low as'' and are subject to credit approval and credit score. Rates and terms subject to change without notice. Please contact Shore to Shore for the latest rates. Some restrictions may apply.
APR = Annual Percentage Rate

Back to Top

Mortgage Loans
Effective Date: Tuesday, January 21st, 2025
NameLink
Mortgage Loans

Get a Quote

Click the link above to get a custom mortgage quote based on your individual needs and terms.

Back to Top

Go to main navigation