Member Alert: Arby’s Confirms Data Breach!

Malware on cash registers at Arby’s fast food restaurants may have resulted in a breach of more than 355,000 consumer credit and debit cards. The incident may have affected cards used at hundreds of Arby’s corporate restaurants. At this time, it is being reported that only Arby’s restaurants owned by the corporation were affected, not its franchises. Arby’s said the breach involved malware placed on the payment systems inside Arby’s corporate stores. Arby’s has more than 3,300 stores in the United States, and roughly one-third of those are corporate-owned; the remaining stores are franchises. Point-of-sale malware has driven most of the major retail industry credit card breaches over the past two years, including intrusions at Target and Home Depot, as well as breaches at a slew of point-of-sale vendors. Thieves can sell the data they capture to crooks who specialize in encoding the stolen data onto any card with a magnetic stripe, and then use the cards to purchase items. Consumers should remember they are not liable for fraudulent charges on their credit or debit cards, but if you feel you are a victim of fraud, you must still report unauthorized transactions to the appropriate financial institution.  The company has not yet released an official statement; as one becomes available we will amend this alert to include more information. All Shore to Shore CFCU cardholders who have been affected by this data breach will be notified by the Credit Union with more details.

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