Member Alert: Equifax Data Breach!

On July 29^th, it was discovered that Equifax suffered a data breach. The breach has been reported as potentially affecting 143 million US consumers.

Could you have been affected?

Even if you don't think you're a customer of Equifax, there's a strong possibility they still have your data. As a credit reporting agency, Equifax gets information from credit card companies, banks, lenders, and retailers to help it determine a person's credit score.

What should consumers do?

• Go to www.equifaxsecurity2017.com to check whether you are one of the 143 million people whose data may have been compromised
• Set fraud alerts – all credit bureaus
• Monitor credit activity by utilizing a free credit report tool like www.annualcreditreport.com
• Reset account passwords, PIN codes and other log-in credentials on financial accounts that may be vulnerable
• Establish multiple-authentication protocols for financial accounts and email, when possible
• Establish credit monitoring service through Equifax or through other service providers
• Be wary of any emails appearing to come from Equifax - they may be from scammers trying to get additional information

The bottom line? Consumers need to pay close attention to their credit card statements. With the magnitude of this breach, extra vigilance is vital.
 

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